Cancellation, Return and Refund Policy

UPDATED ON : 4TH SEPTEMBER 2026 | INDIA

1. Introduction

This Cancellation, Return & Refund Policy (“Policy”) governs cancellations, rescheduling, returns, replacements and refunds for Services and physical products purchased directly through JYOTISH APOORV (“Jyotish Apoorv”, “we”, “us” or “our”) via www.jyotishapoorv.com (“Website”).

We aim to maintain a fair and transparent policy while recognising that different offerings require different operational commitments.

A fifteen-minute consultation, a multi-day Anushthan, a specially prepared Suraksha Kawach and a certified gemstone cannot reasonably be governed by identical cancellation and return rules.

Accordingly, this Policy establishes separate conditions for each category.

This Policy should be read together with our:

Terms & Conditions
Privacy Policy
Shipping Policy

By making a booking, purchasing a product or enrolling in a Service through the Website, you acknowledge that you have reviewed and accepted the applicable terms of this Policy.

2. Scope of this Policy

This Policy applies to transactions made directly with Jyotish Apoorv relating to:

Astrology Consultations

Including Essential, Priority, Signature, In-Person, Personal Visit and other consultation formats.

Puja & Anushthan

Including Puja, Jaap, Hawan, Path, Tarpan, Shanti and other ritual Services.

Spiritual Solutions

Including Suraksha Kawach and other physical or personalised spiritual solutions.

Gemstones & Physical Products

Including gemstones, gemstone jewellery and related tangible products.

Membership

Including paid membership plans, where introduced.

Transactions made through independent third-party marketplaces or platforms will be governed by the policies of those respective platforms unless expressly stated otherwise.

3. General Principles

Refunds and cancellations will be assessed according to:

  • the category of Service or product;
  • the stage at which cancellation is requested;
  • whether preparation or performance has commenced;
  • whether a product has been customised or specially sourced;
  • whether a consultation slot or practitioner has been reserved;
  • whether materials have been procured;
  • whether a product has already been dispatched;
  • applicable transaction/payment charges; and
  • applicable Indian law.

All approved refunds will ordinarily be processed through the same payment method used for the original transaction, where technically possible.

The earlier policy followed the same principle of refunding through the original currency/payment method.

4. Consultation Cancellation & Rescheduling

4.1 Cancellation by the Client

A consultation booking may be cancelled by writing to:

support@jyotishapoorv.com

Please provide:

  • client name;
  • booking/reference number;
  • booked consultation type;
  • scheduled date/time; and
  • reason for cancellation.

More Than 24 Hours Before the Consultation

Where a cancellation request is received more than 24 hours before the scheduled consultation, the client may ordinarily choose between:

  • rescheduling the consultation; or
  • receiving an eligible refund, subject to applicable payment gateway or transaction deductions where lawful and disclosed.

Within 24 Hours of the Consultation

Where cancellation is requested within 24 hours of the scheduled consultation, the amount paid may be non-refundable or may be eligible only for rescheduling at our discretion, because the consultation slot has already been specifically reserved.

After the Scheduled Consultation Time

If the client:

  • fails to attend;
  • does not answer or join the scheduled call;
  • is unavailable;
  • provides incorrect contact information; or
  • misses the appointment without prior notice,

the session may be treated as a no-show and the booking amount may be non-refundable.

5. Consultation Rescheduling

Clients may request rescheduling subject to availability.

Where possible, we encourage rescheduling requests to be made at least 24 hours before the scheduled consultation.

Jyotish Apoorv may permit a single  rescheduling request only, Any Priority Consultation or specially arranged appointment may have service-specific rescheduling terms communicated at the time of confirmation.

6. Late Arrival for Consultations

If a client joins late, the consultation may still end at its originally scheduled completion time so that subsequent appointments are not affected.

Where the delay is caused by Jyotish Apoorv or an authorised representative, reasonable efforts will be made to provide the full scheduled consultation duration or arrange an appropriate alternative.

7. Cancellation by Jyotish Apoorv

In rare circumstances, Jyotish Apoorv may need to reschedule or cancel a consultation due to:

  • illness;
  • emergency;
  • unavoidable operational circumstances;
  • technical failure;
  • travel disruption; or
  • force majeure.

Where Jyotish Apoorv cancels a consultation and an alternative appointment cannot reasonably be arranged, the client will ordinarily be entitled to a full refund of the amount paid for that consultation.

8. Puja & Anushthan Cancellation Policy

Puja & Anushthan Services often require advance planning, engagement of Pandits or practitioners, procurement of Samagri, fixing of Sankalp details, selection of an auspicious date/time and other ritual preparations.

For this reason, cancellation conditions become more restrictive as preparations progress.

8.1 Before Preparations Begin

Where a cancellation is requested before:

  • Pandits or practitioners have been formally scheduled;
  • Samagri has been procured;
  • Sankalp preparation has commenced;
  • travel arrangements have been committed; or
  • ritual performance has begun,

Jyotish Apoorv may consider a refund or rescheduling request subject to reasonable administrative or third-party costs already incurred.

8.2 After Preparations Have Commenced

Once specific preparations have begun, cancellation may result in deduction of:

  • Pandit/practitioner commitment charges;
  • purchased ritual materials;
  • travel or accommodation commitments;
  • administrative/preparation costs; and
  • other non-recoverable expenses already incurred.

At this stage the booking  is considered non-cancellable and non-refundable.

8.3 After Sankalp or Ritual Performance Has Begun

Once the Puja, Jaap, Hawan, Path, Tarpan or Anushthan has commenced, the booking will ordinarily be considered non-cancellable and non-refundable.

This applies whether the Service is being performed:

  • online;
  • offline;
  • at the client's location; or
  • at another agreed location.

9. Multi Day Anushthan

For Services performed over multiple days, including extensive Jaap or Anushthan, payment becomes progressively committed as the ritual proceeds.

After commencement, a client cannot ordinarily seek a refund merely because they choose not to continue participating or because their expectations regarding the spiritual outcome change.

Where an Anushthan cannot be completed because of circumstances attributable to Jyotish Apoorv or its authorised practitioners, an appropriate remedy may be offered depending upon the circumstances, including continuation, rescheduling, partial refund or full refund where warranted.

10. Puja Date or Muhurat changes

Certain spiritual Services may depend upon:

  • Tithi;
  • Muhurat;
  • planetary considerations;
  • festival calendar;
  • practitioner availability; or
  • other traditional requirements.

Where Jyotish Apoorv reasonably advises a change in date or time for ritual reasons, such change will not itself be treated as a cancellation.

Clients will be informed and reasonable alternatives will be discussed.

11. Travel-based Services

For Personal Visit Consultations, offline Puja, Anushthan or Services requiring travel, any:

  • non-refundable airfare;
  • rail fare;
  • local transport;
  • accommodation;
  • practitioner travel commitments; or
  • other booked travel cost

already incurred may be non-refundable where cancellation originates from the client.

These costs may be deducted from any otherwise eligible refund.

12. Physical Products- General Cancellation

For physical products, including gemstones and spiritual items, cancellation depends upon whether the order has been processed or dispatched.

12.1 Before Dispatch

A standard, non-customised product may generally be cancelled before dispatch, subject to whether preparation has already commenced.

12.2 After Dispatch

Once a product has been dispatched, cancellation may no longer be possible.

Any eligibility thereafter will be governed by the Return / Replacement provisions below.

The source policy similarly distinguished cancellation before dispatch from cancellation after dispatch.

13. Customized, Personalized & Specially sourced Products

The following may be non-cancellable and non-returnable once preparation has commenced, except where defective, damaged or incorrectly supplied:

  • specially sourced gemstones;
  • gemstones procured specifically against a client's Kundli;
  • customised gemstone jewellery;
  • resized or mounted stones;
  • engraved products;
  • personalised spiritual products;
  • energised/consecrated products;
  • customised Suraksha Kawach;
  • products made specifically to client specifications; and
  • other made-to-order items.

This is because such products may not reasonably be resold once they have been specially prepared for an individual client.

14. Suraksha Kawach & Spiritual Solutions

A Suraksha Kawach or similar spiritual solution may involve:

  • custom preparation;
  • religious/spiritual process;
  • energisation;
  • personalisation; or
  • preparation against an individual requirement.

Once such preparation has commenced, the product may be treated as customised and non-cancellable.

After delivery, it will ordinarily be non-returnable except where:

  • a materially incorrect item was supplied;
  • the item arrived damaged; or
  • a verified manufacturing defect exists.

15. Gemstone Return Policy

Because gemstones are natural materials and may be individually recommended, sourced and certified, returns are governed carefully.

A gemstone may be eligible for return only where:

  • an incorrect gemstone was supplied;
  • the delivered gemstone materially differs from the confirmed order;
  • the product arrived damaged;
  • certification expressly promised with the order is missing or materially inconsistent; or
  • another verified fulfilment error occurred.

A return will ordinarily not be accepted solely because:

  • the client changes their mind;
  • the natural shade differs slightly from photographs;
  • natural inclusions are present;
  • the customer no longer wishes to wear the gemstone;
  • the client expected a different astrological result; or
  • the product has already been altered, mounted, resized, worn or damaged after delivery.

Natural variations in gemstones are not necessarily defects.

16. Return Request window

Where a physical product is eligible for return due to:

  • damage;
  • defect;
  • incorrect item; or
  • fulfilment error,

the customer should contact Jyotish Apoorv within 24 hours of delivery.

The source policy used the same 24 -hour reporting window for damaged or incorrect physical products.

Requests submitted substantially after this period may be difficult to verify and may therefore be declined, subject to applicable law.

17. Evidence required for damaged or incorrect products

When submitting a claim, please provide:

  • order/reference number;
  • photographs of the outer courier package;
  • photograph of the shipping label;
  • photographs of internal packaging;
  • clear photographs of the product;
  • description of the issue; and
  • an unboxing video, where available.

Where reasonable, customers are strongly encouraged to record an unboxing video for high-value gemstone orders.

This assists in distinguishing transit damage from post-delivery handling.

18. Return Condition

Any approved return must ordinarily be:

  • unused;
  • unworn;
  • unaltered;
  • in its original condition;
  • in original packaging;
  • accompanied by certificates, tags, invoices or accessories supplied with it; and
  • securely packaged for return.

A product may be rejected if it has been materially:

  • worn;
  • damaged;
  • scratched;
  • altered;
  • resized;
  • tampered with;
  • substituted; or
  • returned incomplete.

The earlier policy similarly required original packaging, labels/accessories and proof of purchase for eligible returns.

19. Return Authorization

Customers should not send a product back without prior approval.

To initiate a return:

  1. email support@jyotishapoorv.com;
  2. provide the order/reference number;
  3. explain the reason for return;
  4. provide required photographic/video evidence;
  5. await confirmation from our support team; and
  6. follow the approved return instructions.

Unauthorised returns may be refused or may experience delays in processing.

20. Return Shipping

Where Jyotish Apoorv has supplied:

  • a defective product;
  • a materially damaged product;
  • or an incorrect product,

reasonable return-shipping costs may be borne or reimbursed by Jyotish Apoorv, subject to prior approval.

Where a return is accepted for another permissible reason attributable to the customer, return-shipping costs may be borne by the customer.

Customers should use a trackable and adequately secure shipping method, especially for gemstones and high-value products.

Jyotish Apoorv cannot be responsible for loss or damage caused during an unauthorised or inadequately packaged return shipment.

21. Replacements & Exchanges

Where a verified damaged, defective or incorrect product has been received, Jyotish Apoorv may, depending upon availability and circumstances:

  • replace the product;
  • exchange it for the correct product; or
  • issue an eligible refund.

Replacement is generally preferred where the same product remains available.

If a replacement cannot reasonably be provided, a refund may be processed.

The source policy similarly prioritised replacement for defective/incorrect items and refund where replacement was unavailable.

22. Refund Eligibility

A refund may be approved in circumstances including:

  • eligible consultation cancellation;
  • cancellation by Jyotish Apoorv;
  • eligible Puja/Anushthan cancellation before substantial preparation;
  • physical order cancelled before dispatch where permitted;
  • verified damaged/defective product;
  • incorrect product delivered;
  • confirmed shipment lost in transit;
  • inability of Jyotish Apoorv to fulfil an accepted order; or
  • other circumstances where a refund is required by applicable law.

23. Non-refundable Circumstances

Subject to applicable law, refunds may ordinarily not be available for:

  • completed astrology consultations;
  • no-show consultations;
  • Puja or Anushthan already commenced or completed;
  • dissatisfaction based solely upon the astrological/spiritual interpretation provided;
  • lack of a particular expected spiritual outcome;
  • customised or personalised products after preparation begins;
  • gemstone changes of mind after sourcing/customisation;
  • worn or altered gemstones;
  • energised/consecrated products where return would be inappropriate;
  • memberships already substantially used;
  • customer-caused delivery failures;
  • products damaged after delivery by the customer; or
  • fraudulent or non-compliant claims.

24. Astrological or Spiritual Outcomes are not a basis for refund

Astrology, Puja, Anushthan, gemstones and spiritual remedies operate within traditional and interpretative belief systems.

Jyotish Apoorv does not guarantee:

  • financial gain;
  • marriage;
  • reconciliation;
  • employment;
  • business success;
  • recovery from illness;
  • removal of a particular difficulty;
  • specific timing of an event; or
  • any other defined outcome.

Accordingly, absence of a particular expected result does not independently create an entitlement to refund.

This provision should be read together with the Astrology & Spiritual Services Disclaimer contained in our Terms & Conditions.

25. Refund Process

Once a refund is approved:

  1. the claim/order will be verified;
  2. any returned product, where applicable, may be inspected;
  3. applicable deductions will be calculated where permitted;
  4. the refund will be initiated through the appropriate payment channel; and
  5. confirmation may be communicated electronically.

We will ordinarily endeavour to initiate approved refunds within approximately 7–10 business days after final approval.

The earlier policy also adopted a 7–10 business-day refund-processing period following approval.

Actual credit to the customer's account may take additional time depending upon the bank, card network, payment gateway or financial institution.

26. Refund Method

Where technically available, refunds will ordinarily be made to the original payment method used for the transaction.

Refunds may not ordinarily be redirected to:

  • another bank account;
  • another person's account;
  • a different card;
  • cash; or
  • an unrelated payment instrument,

except where reasonably necessary and subject to appropriate verification.

27. Shipping & Payment Charges

Original shipping charges may be non-refundable where:

  • the correct product was successfully dispatched and delivered;
  • cancellation occurs after costs have already been incurred; or
  • return arises from a customer-controlled reason.

Where the product is verified as defective, materially damaged in transit or incorrectly supplied, eligible shipping costs may be refunded or reimbursed.

Payment gateway or transaction charges may be non-refundable where they are genuinely non-recoverable and deduction is permissible under applicable law.

28. Membership Cancellation & Refund

Where Jyotish Apoorv offers paid membership:

Before Activation

A membership may be cancellable before activation where no benefit or access has been used.

After Activation

Once membership access has begun or membership benefits have been used, fees may become wholly or partially non-refundable.

Renewal

Where automatic renewal is introduced, renewal terms and cancellation procedures will be disclosed before activation.

Specific membership terms may supplement this Policy.

29. Digital Content

Where the Website later offers downloadable or immediately accessible paid digital material, such content may become non-refundable once:

  • download has commenced;
  • access has been provided; or
  • content has been consumed,

except where the content cannot be accessed because of a verified technical failure that Jyotish Apoorv cannot reasonably correct.

This mirrors the distinction made in the earlier policy for accessed digital content.

30. Discounted, Promotional & Sale Products

Products purchased during a sale or promotional campaign remain subject to this Policy.

However, where clearly disclosed before purchase, promotional or clearance products may carry restricted return eligibility except where the item is:

  • damaged;
  • defective;
  • incorrect; or
  • otherwise required to be returnable under applicable law.

Any approved refund will ordinarily reflect the actual amount paid, not the original undiscounted price.

31. Gift Orders

Where an item was purchased as a gift, any refund will ordinarily be processed to the original purchaser and original payment method.

Exchange or replacement requests may require proof of purchase or original order details.

32. Bulk, Corporate or Special orders

Bulk, institutional, corporate or high-value customised orders may be subject to separately agreed commercial terms.

Where separate written terms exist, those terms will apply to the extent they supplement or modify this Policy.

33. Lost Shipments

Where a shipment is formally confirmed as lost in transit following reasonable investigation with the courier provider, Jyotish Apoorv may:

  • send a replacement; or
  • issue an eligible refund.

The remedy will depend upon product availability and customer preference where reasonably possible.

34. Return to Origin (RTO)

If a shipment is returned to Jyotish Apoorv because of:

  • incorrect address;
  • recipient unavailability;
  • refusal to accept delivery; or
  • customer-controlled delivery failure,

re-dispatch may require payment of additional shipping charges.

Any refund granted after an RTO may be reduced by reasonable shipping or handling costs already incurred, subject to applicable law.

35. Force Majeure

Where Jyotish Apoorv cannot fulfil or complete a Service because of circumstances beyond reasonable control, including:

  • natural disaster;
  • severe weather;
  • epidemic or pandemic;
  • government restrictions;
  • transport disruption;
  • civil disturbance;
  • widespread infrastructure failure; or
  • comparable force-majeure events,

we will endeavour to offer, depending upon circumstances:

  • rescheduling;
  • delayed fulfilment;
  • substitute arrangements; or
  • an eligible refund.

The earlier policy likewise provided for refund or alternative fulfilment where force majeure prevented performance.

36. Fraudulent or Abusive Claims

Jyotish Apoorv reserves the right to investigate return/refund claims where there is reasonable evidence of:

  • substituted products;
  • false damage claims;
  • manipulated photographs;
  • intentional product damage;
  • repeated abusive returns;
  • payment fraud;
  • false identity;
  • chargeback abuse; or
  • other fraudulent conduct.

Where fraud is reasonably established, Jyotish Apoorv may:

  • deny the refund or return;
  • suspend future purchase privileges; and
  • take other lawful action.

The source policy also contemplated rejection of fraudulent returns and restriction of future purchases.

37. Chargebacks & Payment Disputes

Customers are encouraged to contact us before initiating a payment chargeback so that genuine issues can first be investigated and resolved.

Submitting false information to a bank or payment provider in connection with a chargeback may constitute misuse and may result in the transaction being contested.

Nothing in this provision prevents a customer from exercising lawful rights available through their bank, payment provider or applicable consumer law.

38. Consumer Rights

Nothing in this Policy is intended to exclude, restrict or waive any right or remedy that cannot lawfully be excluded under applicable Indian law.

Where this Policy conflicts with a mandatory statutory consumer right, the applicable law shall prevail.

39. How to request a Cancellation, Return or Refund

Please email:

support@jyotishapoorv.com

with the subject line:

“Cancellation / Return / Refund Request — [Order or Booking Number]”

Please include:

  • full name;
  • registered email/phone number;
  • booking/order number;
  • Service/product name;
  • transaction date;
  • reason for request;
  • relevant photographs/video, where applicable; and
  • any additional details reasonably required to assess the request.

Our support team will endeavour to acknowledge legitimate requests within a reasonable period.

40. Relationship with other Policies

This Policy should be read together with:

Terms & Conditions

For the general contractual framework governing Website use and Services.

Privacy Policy

For how personal and transaction information is collected and handled.

Shipping Policy

For dispatch, delivery, tracking, damaged shipments, RTO and related logistics matters.

Where a particular product or Service contains clearly disclosed specific cancellation or refund conditions, those conditions shall apply together with this Policy, subject to applicable law.

41. Changes to this Policy

Jyotish Apoorv may revise this Policy periodically to reflect changes in:

  • product categories;
  • Services;
  • operational practices;
  • payment methods;
  • applicable law; or
  • Website functionality.

The revised Policy will be published on the Website with an updated date.

Changes will not ordinarily retrospectively remove a statutory right or valid entitlement already accrued under applicable law.

42. Governing Law & Jurisdiction

This Cancellation, Return & Refund Policy shall be governed by and construed in accordance with the laws of India.

Subject to applicable statutory consumer rights and mandatory jurisdiction under law, disputes concerning this Policy shall be subject to the competent courts at:

Lucknow, Uttar Pradesh, India.

43. Contact Information

For assistance regarding cancellations, returns, replacements or refunds, please contact:

JYOTISH APOORV
Website: www.jyotishapoorv.com
Email: support@jyotishapoorv.com
Contact: +91 95196 91931
Location: Lucknow, Uttar Pradesh, India

Please quote your Booking / Order Reference Number in all correspondence.

FAIRNESS. CLARITY. RESPONSIBILITY.

At Jyotish Apoorv, we recognise that clients may approach us at significant moments in their lives and may place considerable trust in the Services and products they choose.

Our cancellation and refund framework is therefore intended to balance fairness to the client with the genuine preparation, practitioner commitment, customisation and costs involved in delivering specialised astrological and spiritual Services.